Showing posts with label Money. Show all posts
Showing posts with label Money. Show all posts

Saturday, 6 February 2016

Micro Farminng - The basics

Micro farming is the basically the process of growing a large amount of produce or livestock on a small area. It can be any size from growing greens on your balcony to raising 50 pigs on 10 acres. The point of micro farming is the ability to be able to grow your own food.

The first thing that you need to consider before you get started on your micro farm, is planning! Planning how you plan to lay the your block out, to achieve the best results from the space you have. The next thing to plan is your planting roster and a marketing plan. This is often the first mistake people make they fail to plan and end up wasting money and time.

When considering animals please don't forget to consider time! Animals take a lot of time and work also its hard to nip off for a mini break with pigs and chickens that need feeding. However animals make an amazing addition to any micro farm by not only providing meat but also manure for the compost.

If animals aren't your thing then maybe consider cropping, before planting anything do as much research as you can this will help you to achieve the best possible results. Also you may want to consider organics with a smaller crop organic farming is much easier and organic produce can sell for as much as 20% higher then standard grown produce.

 Options for selling your produce, Its easy to sell your produce and cut out the middle man. There are a few options for selling your produce particularly in a technology driven world. A couple of options are Facebook more and more people are turning to Facebook to purchase everything. There has also been a couple of websites that have been cropping up my personal favorite is www.ripenear.me Its designed particularly for selling and buying fresh produce. A market stall is another great option for selling fresh produce and products that you have made such as jams and spreads.

 


Sunday, 31 January 2016

Creative Places to give away your clothes

I have seen a lot of requests on Facebook about places to give things away that aren't op shops. I started to think about where to give things away that aren't just op shops. Although op shops are great places and do a lot of great work there are options other then op shops.

Winter Clothes
I was given a large supply of winter clothes from my mother, they no longer fit her so she passed them on to me, I had a fair bit that I was never going to wear particularly about 5 woollen coats, I went to the city one day were there are a lot of homeless, I simply left them all on a bench and walked away. I brought a coffee and walked back through where I had left them and they were all gone, the further I walked I started to see people wearing them it warmed my heart.

Corporate wear
I have given away a few items to a local battered woman's home because these women have often left with only the clothes on there backs and will need to get back into the work force and already having an interview outfit makes a world of difference to there confidence.

Kids Clothes and Toys
Like with the corporate wear you can donate kids clothes and toys to a local woman's shelter. It will help them to rebuild there lives after leaving everything behind. Many of these kids have seen things that no child should ever see. Get in touch with your local foster care organisation often there is a lot of need for books and clothes for boys and girls from new born to 16.

Soft Toys
Many places wont take soft toys because they are unable to be thoroughly cleaned. The RSPCA or other animal organisations are always looking for stuffed animals and old blankets. The animals enjoy cuddling up to them. Its very cute.

Excess food
I have a massive vegetable garden and often have left over, I often donate to feed the homeless, There is usually a few different organisations that feed the homeless. A church or a google search is usually a great way to find out home to get in touch with them.

I think before just giving something to the op shop you should consider is there someone who could use it more, and would they have the money to purchase it from the op shop?


Friday, 29 January 2016

How to Make any house a home, even if you are renting

Making your space a place where you want to be is a matter of making it comfortable. This does need to be an expensive exercise. A few simple touches can make your house feel like a home.

Art
Art makes us feel something every time we really look at it. The best part about art is it can be anything that you find beautiful. I once read a article about a woman who framed the dress she was wearing on her first date with her husband, because he remembered how beautiful she looked in it. You can make some amazing art for less then $20, grab a canvas, some tubes of paint and start splattering it around.

Upcycling Old Clothes
This might seem like a strange thing to upcycle old clothes to make your house more of a home but I have made some great projects from old clothes I was planning to throw out. Turn old woollen jumpers into comfy cushion covers. Another favourite project of mine is I turned all of our old holey farm t-shirts into a floor rug.

Paint old furniture
With Facebook and gumtree its super easy to buy second hand furniture, or you may have some ugly hand me down furniture hanging around that you could paint or distress. This can instantly give you a feel of being home.

Display your favourite things
I have a misfit collection of things displayed around my house but I love each piece and each piece has a story, I love to tell them every time some one admires it. It might be my favourite set of wine glasses from Mexico or my old travel journal sitting on top of my coffee table.

Display photos
Nothing makes it feel like your space more then photos. I love photos if I start to feel lost or tired I look at my photos on the wall and I remember why I need to keep going and working. There is some great renters hooks out there that don't damage the paint.

Smells
This is something that really makes a house a home I personally love the smell of clean linen! It smells clean and fresh to me. I keep this smell around by using clean linen scented wax melts and using a fabric smell with a clean linen scented oil in it.

Pets
Nothing makes a house more of a home then a pet. Even if its a fish, there will always be something to put a smile on your face even on the worst days.

I hope I have helped you turn your house into a home.



Thursday, 28 January 2016

Reducing your carbon foot print

There is so much information out there on reducing your carbon footprint. We have all heard the generic information such as try not to use the car so much and bring reusable bags blah, blah and blah there is a lot of simple things that you can do to reduce your carbon foot print. Here is some new information to help improve your carbon footprint.

Green bags:
Don't buy the reusable green bags
We have all seen them at the supermarket for 99 cents the truth is they are made from a synthetic fabric, which is a bi product of petrol. We are supposed to reuse them over and over again but the truth is most people stuff them in the back of the cupboard and never really use them again. The single use plastic bags that Coles and Woolies give out for free are recyclable!! and can be made into a lot of great products.

Buy Local:
Buy your fruit and vegies from local farmers and green grocer
Most of the items that you find in the large corporations have been made in sweat shops in China or India, they have travelled for 1000s of miles. Buying local means that there is no or little transport. For most communities is everyone spent $100 in locally owned stores that's almost 3 million back into the economy in just 1 year.

Water usage:
This is a simple thing to do cut down your shower by 2 minutes will save roughly 50 liters of water. Water is the life blood of everything! Everything needs water to survive.

Rainforest Alliance Products:
Agricultural expansion is responsible 70% of deforestation, it is the biggest threat facing tropical rainforests. Rainforest Alliance provides training and education in sustainable farming practises to people of developing countries. This is good for everybody by ensuring that there will be tropical rainforests for the next generation.





Tuesday, 26 January 2016

Paying off debt to live a calmer life

Debt has become so accepted by our society, that its not a big deal. Everybody has debt, well not everybody but there is a large percent of the population that is walking around with debt. The worst part about it is there is always that threat hanging over your head that you wont make a repayment.

I have spent a large part of my adult life in some form of debt or another it seems to be that I will never escape this pattern. Well that was until I stopped. I just stopped going into new debt and worked out a plan to get it all paid off.

The first step is I looked at all my debt, I wrote a list and wrote down the exact amount of each one and my fortnightly repayment. I worked out if I could afford to pay extra off one in particular, I used the snowball method to pay each one off.

I also looked at ways to save money around the house. such as only eating in season fruits and vegetables and buying meat on sale at the butchers. every dollar saved is a dollar closer to reaching the dream.

I also write a shopping list. Not a food shopping list its to actually remind me what we need instead of just trying to remember and buy a lot of things we don't need.

The most important thing is to take it step by step and remember that the things that really matter can't be bought from a store.

Goal Setting for a calmer life.

I don't buy into this new year new me crap! I am the exacts same person that I was last year, that doesn't mean I haven't learnt a few things.
I have always been a crazy mess of chaos, this has always lead me into adventures. When I stopped and took stock of my life I realised where it was leading me and wasn't where I want to be. I sat down late last night and really thought about what I wanted in life.

Setting goals is only the first part
Decide what you want!!!
Its not often that we actually stop and think about what we actually want, its usually what the kids need or what our family needs.

Work out a plan to get there.
This seems simple in theory, In reality it is actually super simple.
For example if your goal is to buy a family home, you will first need to pay down debt and save a deposit.

Break it down into manageable chunks.
Make a plan, break it down.
This will make you feel more in control and less like everything is getting on top of you.
As you complete each chunk it will give you a boost.

Make a vision board.
This will keep you motivated, its also great to look at.
Surrounding yourself with positive images will help you to slow down and relies that you can achieve your dreams.

Setting goals will help you to stop trying to complete everything all at once. It will give you some kind of guidance.




Sunday, 24 January 2016

Ways to make money from the homestead

Making money from the homestead is a great way to help pay for the upkeep or pay for those few extra things that the kids need.

1) Selling excess crops.
This year I have 40 pumpkins from this years harvest, I preserved some and sold the rest on Facebook. I got $3.50 each for them.

2) Riding lessons/ Shearing lessons.
Use the skills that you have to teach the next generation. Its a great way for kids to get a chance to learn real skills to help them get a job on the land.

3) Selling excess preserves.
CWA markets is a great place to sell some excess preserves and crafts.

4) Clean up old furniture.
I have done this a few times picked up something cheap from the tip, cleaned it up and painted in a shabby sheek fashion and sold for a profit. In the world of today when everyone has access to the internet its easy to buy and sell online.

5) Farm stay/ bed and breakfast
If you have the space this can be a way to make quick cash, particularly around tourist seasons.

6) Use the skills you have.
I worked in a IT position and have a bit of knack for fixing computers. This comes in handy in a small town. It could be anything such as cutting or colouring hair from home, or school holiday care. Any skills that you have will be valuable to someone you would be surprised.